Perplexing Situations.

 Perplexing Situations.

 

As good as our parents were at managing their finances, it does not seem that they actually taught us much about the way to handle money other than to be sure that we always paid our bills. If they had a savings account or anything other than a checking account, my memory does not recall that information. A few times it has seemed like a good idea to talk to a grandson whose degrees were in accounting, business finance and the like. However, he is the shadow of McScrooge and does not deal in little things like CDs and IRAs. Think that particular grandson has the first dollar ever given to him for birthday money!! Wish the old woman were more like that!

 

Learning about IRAs was not one of the classes ever offered in any of the schools where we attended, so it is becoming necessary to get a little bit of a fast-track study about the differences between IRAs and CDs. Learned this morning that they have IRA-CDs, in fact. Go figure. And, by the way, the government taxes you on the money you make when you earn it on the job, but if you put that same money in an IRA, they get to tax it twice! Once when you earn it and next when you cash out the IRA or try to put it in a CD. ARGH!! It’s enough to make a person get frustrated. Life can be confusing and pretty strange at times.

 

Spent some time talking to the representative from my Medicare policy. It looked to me like a newer policy with the same company was going to cost less and maybe even save some money, so as of January, that will be interesting to see what is taken out of my account or otherwise. It helps to be healthy—well, basically healthy.

 

About the only “good deal” one can rely on these days—and always—is in the promises we are given by God. His options are one and only one—accept the sacrifice, upon repentance from sins, that He gives in His son Jesus Christ. Being able to read helps, but even listening to a sermon from a real minister of God would be easy to understand. He offers His love through His son. The benefit is eternal life with God in heaven. Now talk about the ultimate “deal”! Giving up sins is much better than giving up life with a loving God. And the “correspondence course” is rather easily accessed, too. Prayer. Anytime, anywhere. Yes, this is much easier to understand. Much more beneficial in the long run, too.

 

Rest well, my friends. You are loved.